Fall is in the air. I love this time of year, but I dread winter because it is the next season and I am not a big fan of cold or snow. I have learned to deal with it because there is no other choice.
That brings up an interesting word: CHOICE. Many times we feel we do not have a CHOICE! Many times we are "stuck" doing what we are doing because we make the CHOICE to continue doing the same ol' thing. Whether you make the CHOICE to do what you have always done (regardless if it's working) or because you do not know there are other CHOICES out there, it is your CHOICE.
With this in mind, you have a CHOICE to continue listening to the financial gurus (which have guided us right where we are today). Do you realize your financial planner gets paid on your account regardless if you lose money or make money? Do you really think they have your best interest at heart? I am willing to bet you have heard the phrase, "Don't move it because it will come back." Of course they want you stay right where you are because they do not want to lose your account and the money they make regardless of you making money. I agree it will come back, (When? That's the million dollar ??? You might have a better chance to get out your crystal ball). Did you know history repeats itself? Meaning it's going to "fall" again. Why continue knowing the risk????
With all that in mind, do you want to continue to "play" the market? Gotta love that word "play" because that might mean someone is "playing" with YOUR money. Why not learn to control your own money, therefore not caring if the market falls.
Let's look at this way...you put money away with the hopes your money "plays" at a great return than when you bought. Have your thought of - if you are buying something someone is making money off of you? You sell it to you neighbor next door, you made money off of him, correct? Then he sells it to his neighbor next door and makes money, which turns around to sell it to you, but you are smarter than your neighbors and you say no because you bought it a lower price and do not have anyone to sell too. Oh boy, the neighbor is upset because he just got stuck with it and has no way to sell it because no one is going to buy it. Who just got the loss? Now what is it valued at now? How is this any different than the market? No one wants to buy it (stocks and bonds) because they have already had it and made a profit.
Another great analogy is when you have a family, a big family with lots of kids, the younger always gets the handy downs correct? Wouldn't you want to be the oldest child because the clothes and shoes will be new and when your younger sibling are done with the clothes or shoes are they worth anything? Are you starting to understand?
Now your CHOICE is to continue doing what you are doing "HOPING" for a change or you can take action and "MAKE" a change. Call me today and let's sit down and discover how to make a CHOICE for the better.
Cassie Elder
719.469.1240
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